/* cloud-cobalt */
:root {
  --page: #F5F7FB;
  --surface: #E5EAF3;
  --ink: #12203A;
  --cobalt: #2C56C6;
  --cobalt-hover: #1F3FA0;
  --muted: #7C86A0;
  --white: #FFFFFF;
  --line: rgba(124, 134, 160, 0.35);
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background: var(--page);
  color: var(--ink);
  font-family: Cardo, Georgia, "Times New Roman", serif;
  font-size: 1.0625rem;
  font-weight: 400;
  line-height: 1.72;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: var(--cobalt);
  text-underline-offset: 0.16em;
}

a:hover {
  color: var(--cobalt-hover);
}

h1, h2, h3, h4 {
  font-family: Chivo, "Segoe UI", sans-serif;
  font-weight: 700;
  letter-spacing: -0.01em;
  line-height: 1.18;
  color: var(--ink);
  margin: 0 0 0.7em;
}

h1 {
  font-size: clamp(2.1rem, 3.6vw, 3.25rem);
  font-weight: 700;
}

h2 {
  font-size: clamp(1.55rem, 2.2vw, 2.1rem);
}

h3 {
  font-size: 1.18rem;
  font-weight: 600;
}

p {
  margin: 0 0 1em;
}

p:last-child {
  margin-bottom: 0;
}

ul, ol {
  margin: 0 0 1em;
  padding-left: 1.2em;
}

button,
input,
select,
textarea {
  font: inherit;
}

:focus-visible {
  outline: 2px solid var(--cobalt);
  outline-offset: 2px;
}

.pagewidth {
  max-width: 1240px;
  margin-inline: auto;
  padding-inline: clamp(18px, 4vw, 44px);
}

.skip {
  position: absolute;
  left: 1rem;
  top: 0.6rem;
  z-index: 90;
  padding: 0.6rem 0.9rem;
  background: var(--ink);
  color: var(--white);
  text-decoration: none;
  transform: translateY(-180%);
}

.skip:focus {
  transform: none;
}

/* utility strip */
.utilitystrip {
  background: var(--surface);
  color: var(--ink);
  font-family: Chivo, "Segoe UI", sans-serif;
  font-size: 0.82rem;
  font-weight: 600;
  letter-spacing: -0.01em;
}

.utilitystrip .pagewidth {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
  min-height: 38px;
  flex-wrap: wrap;
  padding-block: 0.35rem;
}

.utilitystrip a {
  color: var(--ink);
  text-decoration: none;
  margin-left: 1.1rem;
}

.utilitystrip a:hover {
  color: var(--cobalt);
}

/* masthead */
.masthead {
  background: var(--page);
  border-bottom: 1px solid var(--line);
  position: sticky;
  top: 0;
  z-index: 40;
}

.masthead nav {
  margin-left: auto;
}

.masthead .pagewidth {
  display: flex;
  align-items: center;
  gap: 1rem;
  min-height: 72px;
}

.brandmark {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  color: var(--ink);
  text-decoration: none;
  font-family: Chivo, "Segoe UI", sans-serif;
  font-weight: 700;
  letter-spacing: -0.01em;
  font-size: 1.02rem;
}

.brandmark:hover {
  color: var(--ink);
}

.brandmark svg {
  width: 28px;
  height: 28px;
  flex: 0 0 28px;
}

.navtoggle {
  display: none;
  margin-left: auto;
  min-height: 44px;
  min-width: 44px;
  padding: 0 0.85rem;
  border: 1px solid var(--ink);
  background: transparent;
  color: var(--ink);
  font-family: Chivo, "Segoe UI", sans-serif;
  font-weight: 600;
  letter-spacing: -0.01em;
  cursor: pointer;
}

.navlist {
  display: flex;
  align-items: center;
  gap: 0.15rem 1.05rem;
  margin-left: auto;
  list-style: none;
  padding: 0;
  flex-wrap: wrap;
}

.navlist__link {
  color: var(--ink);
  text-decoration: none;
  font-family: Chivo, "Segoe UI", sans-serif;
  font-size: 0.92rem;
  font-weight: 600;
  letter-spacing: -0.01em;
  padding: 0.45rem 0;
  min-height: 44px;
  display: inline-flex;
  align-items: center;
  border-bottom: 2px solid transparent;
}

.navlist__link:hover {
  color: var(--cobalt);
}

.navlist__link--on {
  color: var(--cobalt);
  border-bottom-color: var(--cobalt);
}

.navlist .btn {
  margin-left: 0.35rem;
}

/* cover */
.coverblock {
  position: relative;
  min-height: clamp(460px, 62vh, 620px);
  background-size: cover;
  background-position: center;
  display: flex;
  align-items: center;
}

.coverblock--compact {
  min-height: clamp(300px, 36vh, 380px);
}

.coverblock__scrim {
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, rgba(18, 32, 58, 0.92) 0%, rgba(18, 32, 58, 0.78) 48%, rgba(18, 32, 58, 0.45) 100%);
}

.coverblock__inner {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1fr 2fr;
  gap: clamp(24px, 4vw, 64px);
  align-items: center;
  padding-block: clamp(36px, 6vw, 72px);
  width: 100%;
}

.coverblock__kicker {
  margin: 0;
  font-family: Chivo, "Segoe UI", sans-serif;
  font-size: 0.86rem;
  font-weight: 600;
  letter-spacing: 0.09em;
  text-transform: uppercase;
  color: #E5EAF3;
}

.coverblock h1 {
  color: #FFFFFF;
  margin-bottom: 0.55em;
}

.coverblock .standfirst {
  color: #E5EAF3;
  font-size: 1.08rem;
  max-width: 46rem;
}

.coverblock__cta {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin: 1.25rem 0 1rem;
}

.trustline {
  margin: 0;
  color: #E5EAF3;
  font-size: 0.9rem;
}

/* rail grid */
.stack {
  padding-block: clamp(40px, 6vw, 88px);
}

.railgrid {
  display: grid;
  grid-template-columns: 1fr 2fr;
  gap: clamp(24px, 4vw, 64px);
  align-items: start;
}

.railgrid--flip {
  grid-template-columns: 2fr 1fr;
}

.railgrid--flip > .railgrid__rail {
  order: 2;
}

.railgrid + .railgrid {
  border-top: 1px solid rgba(124, 134, 160, 0.35);
  padding-top: clamp(40px, 5vw, 72px);
  margin-top: clamp(40px, 5vw, 72px);
}

.raillabel {
  margin: 0 0 0.7em;
  font-family: Chivo, "Segoe UI", sans-serif;
  font-size: 0.86rem;
  font-weight: 600;
  letter-spacing: 0.09em;
  text-transform: uppercase;
  color: var(--muted);
}

.railgrid__rail p {
  margin-bottom: 1em;
}

.railnote {
  border: 1px solid var(--line);
  padding: 0.9rem 1rem;
  background: var(--surface);
  font-size: 0.98rem;
}

.factstrip {
  list-style: none;
  padding: 0;
  margin: 1rem 0 0;
}

.factstrip__item {
  border-top: 1px solid var(--line);
  padding: 0.55rem 0;
  font-family: Chivo, "Segoe UI", sans-serif;
  font-size: 0.92rem;
  font-weight: 600;
  letter-spacing: -0.01em;
}

.railgrid__rail .anchorlist {
  list-style: none;
  padding: 0;
  margin: 1rem 0 0;
}

.railgrid__rail .anchorlist a {
  display: inline-block;
  padding: 0.35rem 0;
  font-family: Chivo, "Segoe UI", sans-serif;
  font-weight: 600;
  text-decoration: none;
}

.has-sticky-rail .railgrid__rail {
  position: sticky;
  top: 96px;
}

.railphoto {
  margin-top: 1rem;
}

.railphoto img {
  width: 100%;
  border-radius: 4px;
}

.railphoto figcaption {
  margin-top: 0.45rem;
  font-size: 0.86rem;
  letter-spacing: 0.09em;
  text-transform: uppercase;
  color: var(--muted);
  font-family: Chivo, "Segoe UI", sans-serif;
}

/* cards */
.cardrow {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.1rem;
}

.briefcard {
  background: var(--surface);
  padding: 1.2rem 1.25rem 1.3rem;
  border-radius: 4px;
}

.briefcard__head {
  font-family: Chivo, "Segoe UI", sans-serif;
  font-size: 1.05rem;
  font-weight: 700;
  letter-spacing: -0.01em;
  margin: 0 0 0.6em;
}

.briefcard .fromline {
  font-family: Chivo, "Segoe UI", sans-serif;
  font-weight: 700;
  letter-spacing: -0.01em;
  margin: 0.85em 0 0;
}

.steplist {
  list-style: none;
  padding: 0;
  margin: 0;
  counter-reset: steps;
}

.steplist__item {
  counter-increment: steps;
  padding: 0 0 1.35rem 3.1rem;
  position: relative;
  border-bottom: 1px solid var(--line);
  margin-bottom: 1.2rem;
}

.steplist__item:last-child {
  border-bottom: 0;
  margin-bottom: 0;
  padding-bottom: 0;
}

.steplist__item::before {
  content: counter(steps, decimal-leading-zero);
  position: absolute;
  left: 0;
  top: 0;
  font-family: Chivo, "Segoe UI", sans-serif;
  font-weight: 700;
  letter-spacing: -0.01em;
  color: var(--cobalt);
  font-size: 1.05rem;
}

.steplist__item h3 {
  margin-bottom: 0.4em;
}

/* tiers */
.tierboard {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
  align-items: stretch;
}

.tier {
  background: var(--white);
  border: 1px solid var(--line);
  padding: 1.25rem 1.2rem 1.35rem;
  display: flex;
  flex-direction: column;
  border-radius: 4px;
}

.tier--primary {
  background: var(--surface);
  border-color: var(--cobalt);
  box-shadow: 0 0 0 1px var(--cobalt);
}

.tier__badge {
  font-family: Chivo, "Segoe UI", sans-serif;
  font-size: 0.86rem;
  font-weight: 600;
  letter-spacing: 0.09em;
  text-transform: uppercase;
  color: var(--cobalt);
  margin: 0 0 0.6em;
}

.tier h3 {
  margin-bottom: 0.35em;
}

.tier__price {
  font-family: Chivo, "Segoe UI", sans-serif;
  font-weight: 700;
  letter-spacing: -0.01em;
  font-size: 1.28rem;
  margin: 0 0 0.85em;
}

.tier__list {
  margin: 0 0 1.2em;
  padding-left: 1.1em;
  flex: 1;
}

.tier .btn {
  align-self: flex-start;
}

.feetable {
  width: 100%;
  border-collapse: collapse;
  font-size: 1.02rem;
}

.feetable th,
.feetable td {
  text-align: left;
  padding: 0.7rem 0.75rem;
  border-bottom: 1px solid var(--line);
  vertical-align: top;
}

.feetable th {
  font-family: Chivo, "Segoe UI", sans-serif;
  font-weight: 600;
  letter-spacing: -0.01em;
  background: var(--surface);
}

.feetable tbody tr:nth-child(even) {
  background: var(--surface);
}

.feetable td:last-child,
.feetable th:last-child {
  font-family: Chivo, "Segoe UI", sans-serif;
  font-weight: 700;
  white-space: nowrap;
}

/* q & a */
.qaset + .qaset {
  margin-top: 2.2rem;
}

.qaset h3 {
  margin-bottom: 1rem;
}

.qaset__q {
  font-family: Chivo, "Segoe UI", sans-serif;
  font-weight: 700;
  letter-spacing: -0.01em;
  font-size: 1.05rem;
  margin: 1.15rem 0 0.4rem;
}

.qaset__a {
  margin: 0 0 0.4rem;
}

.articleitem {
  padding-bottom: 1.6rem;
  margin-bottom: 1.6rem;
  border-bottom: 1px solid var(--line);
}

.articleitem:last-child {
  border-bottom: 0;
  margin-bottom: 0;
  padding-bottom: 0;
}

.articleitem__meta {
  margin: 0 0 0.55em;
  font-family: Chivo, "Segoe UI", sans-serif;
  font-size: 0.86rem;
  font-weight: 600;
  letter-spacing: 0.09em;
  text-transform: uppercase;
  color: var(--muted);
}

.articleitem h2 {
  font-size: 1.28rem;
}

/* buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  padding: 0.55rem 1.15rem;
  font-family: Chivo, "Segoe UI", sans-serif;
  font-size: 0.92rem;
  font-weight: 600;
  letter-spacing: -0.01em;
  text-decoration: none;
  border-radius: 2px;
  cursor: pointer;
  border: 1px solid transparent;
  transition: background-color 0.18s ease, color 0.18s ease, border-color 0.18s ease;
}

.btn--primary {
  background: var(--cobalt);
  color: var(--white);
  border-color: var(--cobalt);
}

.btn--primary:hover {
  background: var(--cobalt-hover);
  border-color: var(--cobalt-hover);
  color: var(--white);
}

.btn--ghost {
  background: transparent;
  color: var(--ink);
  border-color: var(--ink);
}

.btn--ghost:hover {
  background: var(--ink);
  color: var(--white);
}

.btn--onDark {
  background: transparent;
  color: var(--white);
  border-color: var(--white);
}

.btn--onDark:hover {
  background: var(--white);
  color: var(--ink);
}

.ctarow {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin-top: 1.1rem;
}

.callout {
  background: var(--surface);
  padding: clamp(1.2rem, 3vw, 2rem);
  border-radius: 4px;
}

.disclaimerbox {
  margin-top: clamp(40px, 5vw, 72px);
  padding: 1.1rem 1.2rem;
  border: 1px solid var(--line);
  background: var(--white);
  font-size: 0.98rem;
}

.panel-image {
  margin: 0 0 1.1rem;
  border-radius: 4px;
  width: 100%;
}

/* form */
.formgrid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem 1.15rem;
}

.field {
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
}

.field--full {
  grid-column: 1 / -1;
}

.field label,
.field .lbl {
  font-family: Chivo, "Segoe UI", sans-serif;
  font-size: 0.88rem;
  font-weight: 600;
  letter-spacing: -0.01em;
}

.field input,
.field select,
.field textarea {
  min-height: 44px;
  padding: 0.5rem 0.7rem;
  border: 1px solid rgba(124, 134, 160, 0.55);
  background: var(--white);
  color: var(--ink);
  border-radius: 2px;
}

.field textarea {
  min-height: 140px;
  resize: vertical;
}

.field__hint {
  font-size: 0.86rem;
  color: var(--muted);
}

.field__error {
  display: none;
  color: #8B1E2D;
  font-size: 0.88rem;
}

.field.is-invalid .field__error,
.field__error.is-on {
  display: block;
}

.consentrow {
  grid-column: 1 / -1;
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 0.35rem 0.65rem;
  align-items: flex-start;
}

.consentrow input {
  margin-top: 0.35rem;
}

.consentrow label {
  grid-column: 2;
}

.consentrow .field__error {
  grid-column: 2;
}

.honeyfield {
  position: absolute;
  left: -10000px;
  top: auto;
  width: 1px;
  height: 1px;
  overflow: hidden;
}

.successpanel {
  background: var(--surface);
  border: 1px solid var(--line);
  padding: 1.1rem 1.2rem;
  margin-bottom: 1.2rem;
  border-radius: 4px;
}

.errpanel {
  background: #F8E9EC;
  border: 1px solid rgba(139, 30, 45, 0.35);
  padding: 0.9rem 1.1rem;
  margin-bottom: 1.2rem;
}

.mapframe {
  width: 100%;
  border: 0;
  border-radius: 4px;
  display: block;
  margin-bottom: 1.4rem;
}

/* footer */
.footzone {
  margin-top: 0;
}

.footzone__top {
  background: var(--surface);
  padding-block: 0.9rem;
}

.footzone__dark {
  background: var(--ink);
  color: #E5EAF3;
  padding-block: clamp(36px, 5vw, 64px) 1.4rem;
}

.footzone__dark a {
  color: #E5EAF3;
}

.footzone__dark a:hover {
  color: var(--white);
}

.footzone__grid {
  display: grid;
  grid-template-columns: 1fr 2fr;
  gap: clamp(24px, 4vw, 64px);
  align-items: start;
}

.footzone .brandmark {
  color: #E5EAF3;
  margin-bottom: 0.85rem;
}

.footzone .brandmark:hover {
  color: #FFFFFF;
}

.addressblock {
  margin: 1rem 0 0;
  font-style: normal;
}

.footmap iframe {
  width: 100%;
  height: 260px;
  border: 0;
  border-radius: 4px;
  display: block;
}

.footlinks {
  margin-top: 1.1rem;
  display: flex;
  flex-wrap: wrap;
  gap: 0.45rem 1.1rem;
  font-family: Chivo, "Segoe UI", sans-serif;
  font-size: 0.88rem;
  font-weight: 600;
  letter-spacing: -0.01em;
}

.footlinks a {
  text-decoration: none;
}

.footrule {
  margin-top: 1.6rem;
  padding-top: 1rem;
  border-top: 1px solid rgba(229, 234, 243, 0.22);
  font-size: 0.9rem;
  color: #E5EAF3;
}

.footrule p {
  margin: 0;
}

/* cookie */
.cookiebar {
  position: fixed;
  right: 0;
  bottom: 0;
  left: 0;
  z-index: 70;
  background: var(--ink);
  color: #E5EAF3;
  padding: 1rem 0;
}

.cookiebar .pagewidth {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  align-items: center;
  flex-wrap: wrap;
}

.cookiebar a {
  color: #FFFFFF;
}

.cookiebar__actions {
  display: flex;
  gap: 0.6rem;
  flex-shrink: 0;
}

.cookiebar[hidden] {
  display: none;
}

/* lift-in: visible by default */
.lift-in {
  opacity: 1;
  transform: none;
}

.js .lift-in {
  opacity: 0;
  transform: translateY(14px);
  transition: opacity 0.5s ease, transform 0.5s ease;
}

.js .lift-in.shown {
  opacity: 1;
  transform: none;
}

.no-js .lift-in {
  opacity: 1 !important;
  transform: none !important;
}

@media (prefers-reduced-motion: reduce) {
  .lift-in {
    opacity: 1 !important;
    transform: none !important;
    transition: none !important;
  }
}

@media (max-width: 1100px) {
  .tierboard {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 900px) {
  .navtoggle {
    display: inline-flex;
    align-items: center;
    justify-content: center;
  }

  .js .navlist {
    display: none;
    position: absolute;
    left: 0;
    right: 0;
    top: 100%;
    background: var(--page);
    border-bottom: 1px solid var(--line);
    flex-direction: column;
    align-items: flex-start;
    padding: 0.6rem clamp(18px, 4vw, 44px) 1.1rem;
    gap: 0.15rem;
  }

  .js .navlist.is-open {
    display: flex;
  }

  .no-js .masthead nav,
  .no-js .navlist {
    display: flex;
    flex-wrap: wrap;
    margin-left: 0;
    width: 100%;
  }

  .navlist .btn {
    margin: 0.4rem 0 0.2rem;
  }

  .coverblock__inner,
  .railgrid,
  .railgrid--flip,
  .footzone__grid {
    grid-template-columns: 1fr;
  }

  .railgrid--flip > .railgrid__rail {
    order: 0;
  }

  .has-sticky-rail .railgrid__rail {
    position: static;
  }

  .cardrow {
    grid-template-columns: 1fr;
  }

  .formgrid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 640px) {
  .utilitystrip .pagewidth {
    flex-direction: column;
    align-items: flex-start;
  }

  .utilitystrip a {
    margin-left: 0;
    margin-right: 1rem;
  }

  .feetable {
    display: block;
    overflow-x: auto;
  }
}
